​As well as considering the evidence on earnings, disposable income and relative low income, it is important to consider people's personal experience of making ends meet. This data is gathered using the Jersey Opinions and Lifestyle Survey (JOLS), which surveys a representative sample of adults in Jersey. Respondents are asked as a household, how easy or difficult they find it to cope financially and can answer: very easy; quite easy; neither easy nor difficult; quite difficult; or, very difficult. The indicator counts those who respond quite or very difficult as a proportion of total responses.

The 2022 result showed a decrease in the proportion of Jersey households reporting that they were finding it difficult to cope financially, from 30% in 2019 to 24% in 2022. In 2022 7% found it very difficult (2019: 6%) and 17% quite difficult (2019: 24%).